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Terms of Use

Navigation and public disclosure of this site is subject to Terms and Conditions below:

Warranties, liabilities and damages

1. The adequate provision of all resources necessary for efficient navigation on the Internet, without exception, is the responsibility of the user of the site.

2. Banco Votorantim has no responsibility, expressed or implied for the improper use of information, instruments, materials made available and/or equipments used by this site, for whatever purpose by any user, who has sole responsibility of for any damage to their own or third parties rights, whether or not caused by misuse.

3. Under no circumstances, Banco Votorantim, its management or employees will be responsible for any direct or indirect, special, incidental or consequential losses or expenses arising in connection with this site or use thereof or inability to use by anyone, or with respect to any failure of performance, error, omission, interruption, defect or delay in operation or transmission, computer virus or line failure or system, even if Banco Votorantim or its representatives are advised of the possibility of such damages, losses or expenses.

4. Banco Votorantim does not guarantee that the content, tools and materials contained, utilized and offered in this site are updated or complete and does not accept responsibility for damages caused by eventual errors of content or equipment failures.

5. Banco Votorantim is not responsible for the content of other sites: (a) whose addresses are available on its site, or (b) which mention our site address. Banco Votorantim does not guarantee reimbursement for any damage caused by the sites mentioned in this item.

6. Please see the Privacy Policy of Banco Votorantim referred to the exchange of messages between the user and Banco Votorantim through Internet.

Use of information, tools and materials

1. The information, tools and the means used to interact with users on this site are subject to change without prior notice or authorization.

2.The products and services are not guaranteed by Banco Votorantim or any other agency or entity, not incurring in firm business proposals by Banco Votorantim and being subject to potential losses due to the risks inherent to the nature of the product or service.

3. Quotes and other information contained herein is provided for informational purposes only. Banco Votorantim is not responsible for any inaccuracies or omissions, nor for problems of data transmission causing interruptions, delays or cessation of transmission for any other failure not specified here and is not responsible for actions taken in reliance thereon. The performance track-record is not a guarantee of future performance.

4. The costs of products and services advertised on this site are subject to change without notice or consent.

5. The services and products listed and explained in this site may not be available in all the squares and external dependencies of Banco Votorantim, and the provision of these services may be subject to: (a) prior approval of competent internal competencies of Banco Votorantim or competent authority, (b) receipt of relevant documentation by Banco Votorantim, (c) the observance of proper bureaucratic procedures, and (d) all applicable laws.

6. The products and services contained on this site are directed to those jurisdictions where the sale and publication of them are not restricted, prohibited or illegal, and users to investigate, monitor and observe these prohibitions and restrictions.

Copyright and Intellectual Property

Unless otherwise specified, all content of the pages of this site, such as information, materials, tools, paging, graphs and drawings belong to Banco Votorantim or third parties legally ceded their rights of use.

All rights in the site are reserved to Banco Votorantim. The use of services must be in a personal and noncommercial use. The contents of this site may not be sold or distributed for profit and any unauthorized modification, imitation, rent, or broadcast transmission is prohibited. The same applies to the images and elements of brand identification Votorantim that can not be used without prior written consent.


By accessing this website and any of its pages, the user automatically accepts all terms and conditions set forth herein. If there is no agreement to the Terms and Conditions for use of this site, the navigation should be terminated.

These Terms may be updated or changed at any time. We therefore recommend the periodic consultation of this content.